/* =========================================================
   ROME FINANCIAL — Design System
   Palette ratio: ~70% white/ivory, 20% emerald, 10% gold
   ========================================================= */
:root{
  /* Emerald scale */
  --emerald-900:#0a1a0d;
  --emerald-800:#0d2615;
  --emerald-700:#10331b;
  --emerald-600:#16482a;
  --emerald-500:#1d5e38;
  --emerald-300:#3f8159;

  /* Gold scale */
  --gold-700:#9a7b1e;
  --gold-600:#c4a23c;
  --gold-500:#d8b552;
  --gold-400:#e7cd7d;
  --gold-300:#f2e2a9;

  /* Neutrals */
  --ivory:#faf8f2;
  --ivory-2:#f4f1e8;
  --paper:#ffffff;
  --grey-100:#f0f0ec;
  --grey-200:#e4e3dc;
  --grey-400:#9a9a90;
  --charcoal:#22251f;
  --charcoal-soft:#3a3d36;

  --ink:#1c1f1a;
  --muted:#5d6358;

  --maxw:1240px;
  --gutter:clamp(20px,5vw,64px);

  --serif:"Playfair Display",Georgia,serif;
  --sans:"Inter",system-ui,-apple-system,sans-serif;

  --ease:cubic-bezier(.22,.61,.36,1);
  --shadow-sm:0 2px 10px rgba(13,38,21,.06);
  --shadow-md:0 18px 50px -20px rgba(13,38,21,.28);
  --shadow-lg:0 40px 90px -30px rgba(10,26,13,.5);
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  font-family:var(--sans);
  color:var(--ink);
  background:var(--ivory);
  line-height:1.6;
  font-size:17px;
  overflow-x:hidden;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
ul{list-style:none}

h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.12;color:var(--emerald-800);letter-spacing:-.01em}
h1{font-size:clamp(2.4rem,5.2vw,4.3rem)}
h2{font-size:clamp(1.9rem,3.6vw,3rem)}
h3{font-size:clamp(1.25rem,2vw,1.6rem)}
p{color:var(--muted)}

.wrap{max-width:var(--maxw);margin:0 auto;padding-inline:var(--gutter)}
.section{padding-block:clamp(64px,9vw,128px)}
.eyebrow{
  font-family:var(--sans);font-size:.74rem;font-weight:600;letter-spacing:.28em;
  text-transform:uppercase;color:var(--gold-700);display:inline-flex;align-items:center;gap:.7rem;margin-bottom:1.1rem
}
.eyebrow::before{content:"";width:30px;height:1px;background:var(--gold-600)}
.eyebrow.center{justify-content:center}
.lede{font-size:1.12rem;color:var(--muted);max-width:60ch}
.text-center{text-align:center}
.center-col{margin-inline:auto}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;gap:.6rem;
  font-family:var(--sans);font-weight:600;font-size:.92rem;letter-spacing:.02em;
  padding:1rem 1.9rem;border-radius:2px;cursor:pointer;border:1px solid transparent;
  transition:all .4s var(--ease);position:relative;white-space:nowrap
}
.btn .arr{transition:transform .4s var(--ease)}
.btn:hover .arr{transform:translateX(4px)}
.btn-gold{background:var(--gold-600);color:var(--emerald-900);box-shadow:0 8px 26px -10px rgba(196,162,60,.7)}
.btn-gold:hover{background:var(--gold-500);transform:translateY(-2px);box-shadow:0 14px 34px -10px rgba(196,162,60,.85)}
.btn-ghost{background:transparent;color:var(--emerald-800);border-color:var(--emerald-600)}
.btn-ghost:hover{background:var(--emerald-800);color:var(--ivory)}
.btn-ghost-light{background:transparent;color:var(--ivory);border-color:rgba(231,205,125,.5)}
.btn-ghost-light:hover{background:var(--gold-600);color:var(--emerald-900);border-color:var(--gold-600)}

/* ---------- Header ---------- */
.site-header{position:fixed;inset:0 0 auto 0;z-index:100;transition:all .45s var(--ease)}
.site-header .bar{
  display:flex;align-items:center;justify-content:space-between;gap:2rem;
  padding:1.05rem var(--gutter);transition:all .45s var(--ease)
}
.site-header::after{content:"";position:absolute;inset:0;background:var(--emerald-900);opacity:0;transition:opacity .45s var(--ease);z-index:-1;box-shadow:var(--shadow-md)}
.site-header.solid::after{opacity:.97}
.brand{display:flex;align-items:center;gap:.7rem;z-index:2}
.brand .mark{height:46px;width:auto;transition:height .4s var(--ease)}
.site-header.solid .brand .mark{height:40px}
/* Header logo hover flip → R emblem */
.brand{perspective:700px}
.logo-flip{position:relative;display:inline-block;transform-style:preserve-3d;transition:transform .7s var(--ease)}
.logo-flip .flip-front{display:block;transform:rotateY(0deg)}
.logo-flip .flip-back{position:absolute;top:0;left:50%;height:46px;width:auto;transform:translateX(-50%) rotateY(180deg);transition:height .4s var(--ease)}
.logo-flip .flip-front,.logo-flip .flip-back{backface-visibility:hidden;-webkit-backface-visibility:hidden}
.site-header.solid .brand .flip-back{height:40px}
@media (hover:hover) and (pointer:fine){.brand:hover .logo-flip{transform:rotateY(180deg)}}
@media (prefers-reduced-motion:reduce){.logo-flip{transition:none}.brand:hover .logo-flip{transform:none}}

.nav{display:flex;align-items:center;gap:.3rem}
.nav a{
  font-size:.86rem;font-weight:500;letter-spacing:.04em;color:rgba(255,255,255,.86);
  padding:.6rem .9rem;border-radius:2px;position:relative;transition:color .3s
}
.nav a::after{content:"";position:absolute;left:.9rem;right:.9rem;bottom:.4rem;height:1px;background:var(--gold-500);transform:scaleX(0);transform-origin:left;transition:transform .35s var(--ease)}
.nav a:hover{color:#fff}
.nav a:hover::after,.nav a.active::after{transform:scaleX(1)}
.nav a.active{color:var(--gold-400)}

/* dropdown */
.has-drop{position:relative}
.drop{
  position:absolute;top:calc(100% + 10px);left:50%;transform:translateX(-50%) translateY(8px);
  background:var(--paper);border-radius:4px;box-shadow:var(--shadow-lg);
  min-width:300px;padding:.7rem;opacity:0;visibility:hidden;transition:all .3s var(--ease);
  border-top:2px solid var(--gold-600)
}
.has-drop:hover .drop{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.drop a{display:block;color:var(--ink);padding:.62rem .9rem;font-size:.85rem;border-radius:3px;letter-spacing:.01em}
.drop a::after{display:none}
.drop a:hover{background:var(--ivory-2);color:var(--emerald-700)}
.drop.cols{display:grid;grid-template-columns:1fr 1fr;min-width:480px;gap:.1rem}

.header-cta{display:flex;align-items:center;gap:1rem}
.header-cta .btn{padding:.7rem 1.3rem;font-size:.83rem}

/* burger */
.burger{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px;z-index:120}
.burger span{width:26px;height:2px;background:var(--ivory);transition:all .35s var(--ease)}
.mobile-nav{position:fixed;inset:0;background:var(--emerald-900);z-index:110;padding:6rem var(--gutter) 3rem;transform:translateX(100%);transition:transform .5s var(--ease);overflow-y:auto}
.mobile-nav.open{transform:translateX(0)}
.mobile-nav a{display:block;color:var(--ivory);font-family:var(--serif);font-size:1.5rem;padding:.85rem 0;border-bottom:1px solid rgba(255,255,255,.08)}
.mobile-nav .sub{font-family:var(--sans);font-size:.95rem;padding-left:1rem;color:rgba(255,255,255,.7)}
body.menu-open{overflow:hidden}

/* ---------- Hero ---------- */
.hero{position:relative;min-height:100svh;display:flex;align-items:center;color:var(--ivory);overflow:hidden;background:var(--emerald-900)}
.hero-slides{position:absolute;inset:0}
.hero-slide{position:absolute;inset:0;opacity:0;transition:opacity 1.6s var(--ease),transform 7s linear;background-size:cover;background-position:center;transform:scale(1.05)}
.hero-slide.active{opacity:1;transform:scale(1.12)}
.hero-slide::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(7,18,10,.93) 0%,rgba(8,22,12,.8) 42%,rgba(10,26,13,.45) 100%)}
.hero-static .hero-slide{transform:none;transition:opacity 1.4s var(--ease)}
.hero-static .hero-slide.active{transform:none}
.hero-static .hero-slide::after{background:
  linear-gradient(180deg,rgba(8,22,12,.78) 0%,rgba(10,26,13,.42) 32%,rgba(13,38,21,.42) 68%,rgba(8,22,12,.82) 100%),
  radial-gradient(120% 90% at 50% 46%,rgba(13,38,21,.30) 0%,rgba(16,51,27,.46) 55%,rgba(10,26,13,.7) 100%)}
.hero-static .hero-inner{max-width:880px;margin-inline:auto;text-align:center;position:relative}
.hero-static .hero-inner::before{content:"";position:absolute;inset:-8% -10%;z-index:-1;background:radial-gradient(70% 60% at 50% 48%,rgba(7,18,10,.55) 0%,rgba(7,18,10,.32) 50%,transparent 78%)}
.hero-static .hero-p,.hero-static .hero-inner p{margin-inline:auto;color:rgba(255,255,255,.92)}
.hero-static .hero-actions{justify-content:center}
.hero-inner{position:relative;z-index:3;max-width:780px;padding-block:8rem}
.hero h1{color:#fff;margin-bottom:1.6rem}
.hero h1 .accent{color:var(--gold-400);font-style:italic}
.hero p{color:rgba(255,255,255,.82);font-size:1.18rem;max-width:60ch;margin-bottom:2.4rem}
.hero-actions{display:flex;gap:1rem;flex-wrap:wrap}
.hero-dots{position:absolute;bottom:2.4rem;left:var(--gutter);z-index:4;display:flex;gap:.6rem}
.hero-dots button{width:34px;height:3px;background:rgba(255,255,255,.25);border:0;cursor:pointer;transition:background .4s;padding:0}
.hero-dots button.active{background:var(--gold-500)}
.hero-tags{position:absolute;bottom:2.2rem;right:var(--gutter);z-index:4;font-size:.72rem;letter-spacing:.22em;text-transform:uppercase;color:rgba(255,255,255,.55)}

/* ---------- Generic reveal ---------- */
.reveal{opacity:0;transform:translateY(30px);transition:opacity .9s var(--ease),transform .9s var(--ease)}
.reveal.in{opacity:1;transform:none}
.reveal[data-d="1"]{transition-delay:.1s}
.reveal[data-d="2"]{transition-delay:.2s}
.reveal[data-d="3"]{transition-delay:.3s}
.reveal[data-d="4"]{transition-delay:.4s}

/* ---------- Why (two column) ---------- */
.split{display:grid;grid-template-columns:1.05fr 1fr;gap:clamp(2rem,5vw,5rem);align-items:center}
.split.rev{grid-template-columns:1fr 1.05fr}
.split-media{position:relative}
.split-media img{border-radius:4px;box-shadow:var(--shadow-md);aspect-ratio:4/5;object-fit:cover;width:100%}
.split-media .badge{
  position:absolute;background:var(--emerald-800);color:var(--ivory);padding:1.5rem 1.7rem;border-radius:4px;
  bottom:-28px;right:-20px;box-shadow:var(--shadow-lg);max-width:230px;border-left:3px solid var(--gold-600)
}
.split-media .badge .num{font-family:var(--serif);font-size:2.4rem;color:var(--gold-400);line-height:1}
.split-media .badge .lbl{font-size:.78rem;letter-spacing:.08em;color:rgba(255,255,255,.78);margin-top:.3rem}
.lead-list{margin-top:1.8rem;display:grid;gap:1.1rem}
.lead-list li{display:flex;gap:.9rem;align-items:flex-start;color:var(--charcoal-soft);font-size:.98rem}
.lead-list .tick{flex:0 0 22px;height:22px;border-radius:50%;background:var(--emerald-700);color:var(--gold-400);display:grid;place-items:center;font-size:.7rem;margin-top:2px}

/* ---------- Credibility bar ---------- */
.creds{background:var(--emerald-800);color:var(--ivory)}
.creds-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.08)}
.cred{background:var(--emerald-800);padding:2.4rem 1.6rem;text-align:center;transition:background .4s}
.cred:hover{background:var(--emerald-700)}
.cred .ico{color:var(--gold-500);margin:0 auto 1rem;width:34px;height:34px}
.cred .big{font-family:var(--serif);font-size:1.7rem;color:#fff;line-height:1.1}
.cred .cap{font-size:.82rem;color:rgba(255,255,255,.72);margin-top:.5rem;letter-spacing:.02em}

/* ---------- Services cards ---------- */
.sec-head{display:flex;justify-content:space-between;align-items:flex-end;gap:2rem;margin-bottom:3.2rem;flex-wrap:wrap}
.sec-head .lede{margin-top:.4rem}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem}
.card{
  background:var(--paper);border-radius:4px;overflow:hidden;box-shadow:var(--shadow-sm);
  border:1px solid var(--grey-200);transition:transform .5s var(--ease),box-shadow .5s var(--ease);
  display:flex;flex-direction:column
}
.card:hover{transform:translateY(-7px);box-shadow:var(--shadow-md)}
.card-img{aspect-ratio:3/2;overflow:hidden;position:relative}
.card-img img{width:100%;height:100%;object-fit:cover;transition:transform .8s var(--ease)}
.card:hover .card-img img{transform:scale(1.07)}
.card-img::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(10,26,13,.45));opacity:0;transition:opacity .5s}
.card:hover .card-img::after{opacity:1}
.card-body{padding:1.7rem 1.6rem 1.8rem;display:flex;flex-direction:column;flex:1}
.card-body h3{font-size:1.22rem;margin-bottom:.6rem}
.card-body p{font-size:.92rem;flex:1}
.card-link{margin-top:1.2rem;font-size:.8rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-700);display:inline-flex;gap:.5rem;align-items:center;transition:gap .3s}
.card:hover .card-link{gap:.85rem}

/* circular tile variant */
.tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:2rem 1.4rem}
.tile{text-align:center;cursor:pointer}
.tile .circle{width:148px;height:148px;border-radius:50%;margin:0 auto 1.1rem;overflow:hidden;position:relative;box-shadow:var(--shadow-sm);border:3px solid transparent;transition:all .5s var(--ease)}
.tile .circle img{width:100%;height:100%;object-fit:cover;transition:transform .8s var(--ease)}
.tile:hover .circle{border-color:var(--gold-500);transform:translateY(-5px)}
.tile:hover .circle img{transform:scale(1.1)}
.tile h3{font-size:1.05rem}
.tile p{font-size:.84rem;margin-top:.3rem}

/* ---------- Director ---------- */
.director{background:var(--emerald-900);color:var(--ivory);position:relative;overflow:hidden}
.director::before{content:"";position:absolute;top:-20%;right:-10%;width:600px;height:600px;background:radial-gradient(circle,rgba(196,162,60,.12),transparent 65%)}
.director-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(2rem,5vw,5rem);align-items:center;position:relative;z-index:2}
.director-photo{position:relative}
.director-photo img{border-radius:4px;aspect-ratio:4/5;object-fit:cover;object-position:center top;width:100%;
  background:linear-gradient(180deg,var(--ivory) 0%,var(--ivory-2) 100%);
  box-shadow:var(--shadow-lg);position:relative;z-index:1}
/* subtle inner vignette so the white photo card reads as intentional on the dark section */
.director-photo::after{content:"";position:absolute;inset:0;border-radius:4px;z-index:2;pointer-events:none;
  box-shadow:inset 0 0 70px 6px rgba(13,38,21,.16)}
.director-photo .frame{position:absolute;inset:16px -16px -16px 16px;border:1px solid var(--gold-600);border-radius:4px;z-index:0}
.director h2{color:#fff}
.director .quote{font-family:var(--serif);font-style:italic;font-size:clamp(1.35rem,2.4vw,1.95rem);line-height:1.45;color:var(--gold-300);margin:1.6rem 0 2rem;position:relative;padding-left:1.6rem;border-left:2px solid var(--gold-600)}
.director .who{font-family:var(--sans);font-weight:600;color:#fff;letter-spacing:.02em}
.director .role{font-size:.85rem;color:rgba(255,255,255,.65);letter-spacing:.1em;text-transform:uppercase;margin-top:.2rem}
.director .bio{color:rgba(255,255,255,.78);font-size:1rem;margin-top:1.6rem}

/* ---------- Lender carousel ---------- */
.lenders{background:var(--ivory-2);overflow:hidden}
.marquee{position:relative;overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marquee + .marquee{margin-top:1.4rem}
.track{display:flex;gap:1.4rem;width:max-content;animation:scrollx 42s linear infinite}
.marquee.rtl .track{animation-direction:reverse;animation-duration:52s}
.marquee:hover .track{animation-play-state:paused}
.lender{
  flex:0 0 auto;width:190px;height:96px;background:var(--paper);border-radius:4px;border:1px solid var(--grey-200);
  display:grid;place-items:center;padding:1rem 1.4rem;box-shadow:var(--shadow-sm)
}
.lender span{font-family:var(--serif);font-weight:600;font-size:1.1rem;color:var(--emerald-700);text-align:center;letter-spacing:.01em}
@keyframes scrollx{to{transform:translateX(calc(-50% - .7rem))}}

/* ---------- Process timeline ---------- */
.process{background:var(--paper)}
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:0;margin-top:3rem;position:relative}
.steps::before{content:"";position:absolute;top:31px;left:10%;right:10%;height:1px;background:linear-gradient(90deg,var(--gold-300),var(--gold-600),var(--gold-300))}
.step{text-align:center;padding:0 .8rem;position:relative}
.step .dot{width:64px;height:64px;border-radius:50%;background:var(--ivory);border:1px solid var(--gold-500);color:var(--emerald-700);
  display:grid;place-items:center;margin:0 auto 1.3rem;font-family:var(--serif);font-size:1.3rem;position:relative;z-index:2;transition:all .4s var(--ease)}
.step:hover .dot{background:var(--emerald-700);color:var(--gold-400);border-color:var(--emerald-700);transform:scale(1.06)}
.step h3{font-size:1.08rem;margin-bottom:.5rem}
.step p{font-size:.86rem}

/* ---------- Why choose (icon grid) ---------- */
.choose{background:var(--ivory)}
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem;margin-top:1rem}
.why{background:var(--paper);padding:2.2rem 2rem;border-radius:4px;border:1px solid var(--grey-200);transition:all .45s var(--ease)}
.why:hover{border-color:var(--gold-500);box-shadow:var(--shadow-md);transform:translateY(-4px)}
.why .ico{width:46px;height:46px;border-radius:4px;background:var(--emerald-800);color:var(--gold-400);display:grid;place-items:center;margin-bottom:1.3rem}
.why h3{font-size:1.18rem;margin-bottom:.5rem}
.why p{font-size:.92rem}

/* ---------- Client journey ---------- */
.journey{background:var(--emerald-900);color:var(--ivory);position:relative;overflow:hidden}
.journey::after{content:"";position:absolute;bottom:-30%;left:-5%;width:520px;height:520px;background:radial-gradient(circle,rgba(196,162,60,.1),transparent 65%)}
.journey .wrap{position:relative;z-index:2}
.jrn{margin-top:3rem;position:relative;max-width:760px;margin-inline:auto}
.jrn::before{content:"";position:absolute;left:31px;top:30px;bottom:30px;width:1px;background:linear-gradient(180deg,var(--gold-600),rgba(196,162,60,.15))}
.jstep{display:flex;gap:1.6rem;align-items:center;padding:1rem 0;position:relative}
.jstep .node{flex:0 0 64px;height:64px;border-radius:50%;border:1px solid var(--gold-600);background:var(--emerald-800);color:var(--gold-400);display:grid;place-items:center;font-family:var(--serif);font-size:1.2rem;z-index:2}
.jstep .jc h3{color:#fff;font-size:1.25rem}
.jstep .jc p{color:rgba(255,255,255,.66);font-size:.92rem;margin-top:.15rem}
.jstep:hover .node{background:var(--gold-600);color:var(--emerald-900);transition:all .4s var(--ease)}

/* ---------- Partners placeholder ---------- */
.partners{background:var(--ivory-2)}
.partner-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem;margin-top:2.6rem;max-width:920px;margin-left:auto;margin-right:auto}
.partner-slot{aspect-ratio:3/2;background:var(--paper);border:1px dashed var(--grey-400);border-radius:4px;display:grid;place-items:center;color:var(--grey-400);font-size:.82rem;letter-spacing:.1em;text-transform:uppercase;transition:all .4s;padding:1.4rem}
.partner-slot:hover{border-color:var(--gold-500);color:var(--gold-700)}
.partner-slot.has-logo{border-style:solid;border-color:var(--ivory-2);box-shadow:0 10px 30px -18px rgba(13,38,21,.35)}
.partner-slot.has-logo:hover{border-color:var(--gold-500);transform:translateY(-3px);box-shadow:0 16px 38px -18px rgba(13,38,21,.45)}
.partner-slot.has-logo img{max-width:80%;max-height:68%;width:auto;height:auto;object-fit:contain}

/* ---------- Testimonials ---------- */
.testi{background:var(--paper)}
.testi-stage{max-width:860px;margin:2.6rem auto 0;position:relative;min-height:280px}
.tslide{position:absolute;inset:0;opacity:0;transform:translateY(14px);transition:all .7s var(--ease);text-align:center;pointer-events:none}
.tslide.active{opacity:1;transform:none;position:relative;pointer-events:auto}
.stars{color:var(--gold-500);letter-spacing:.2em;margin-bottom:1.4rem;font-size:1.1rem}
.tslide blockquote{font-family:var(--serif);font-size:clamp(1.3rem,2.3vw,1.85rem);line-height:1.5;color:var(--emerald-800);font-style:italic}
.tperson{display:flex;align-items:center;justify-content:center;gap:1rem;margin-top:1.8rem}
.tperson .pic{width:54px;height:54px;border-radius:50%;object-fit:cover;border:2px solid var(--gold-500)}
.tperson .nm{font-weight:600;color:var(--ink)}
.tperson .rl{font-size:.82rem;color:var(--muted)}
.testi-dots{display:flex;gap:.6rem;justify-content:center;margin-top:2rem}
.testi-dots button{width:9px;height:9px;border-radius:50%;background:var(--grey-200);border:0;cursor:pointer;padding:0;transition:all .4s}
.testi-dots button.active{background:var(--gold-600);width:26px;border-radius:6px}

/* ---------- Final CTA ---------- */
.final{background:var(--emerald-900);color:var(--ivory);text-align:center;position:relative;overflow:hidden}
.final::before{content:"";position:absolute;inset:0;background:
  radial-gradient(circle at 20% 20%,rgba(196,162,60,.14),transparent 45%),
  radial-gradient(circle at 80% 80%,rgba(29,94,56,.5),transparent 50%)}
.final .wrap{position:relative;z-index:2}
.final h2{color:#fff;max-width:18ch;margin-inline:auto}
.final p{color:rgba(255,255,255,.78);max-width:54ch;margin:1.2rem auto 2.4rem}
.final .hero-actions{justify-content:center}

/* ---------- Footer ---------- */
.site-footer{background:var(--emerald-900);color:rgba(255,255,255,.72);padding-block:4.5rem 2rem;border-top:1px solid rgba(196,162,60,.18)}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:2.4rem}
.foot-brand .mark{height:54px;margin-bottom:1.2rem}
.foot-brand p{font-size:.9rem;max-width:34ch;color:rgba(255,255,255,.6)}
.foot-col h4{color:var(--gold-400);font-family:var(--sans);font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;margin-bottom:1.2rem}
.foot-col a,.foot-col address{display:block;font-size:.9rem;color:rgba(255,255,255,.7);padding:.3rem 0;font-style:normal;transition:color .3s}
.foot-col a:hover{color:var(--gold-400)}
.socials{display:flex;gap:.7rem;margin-top:1.4rem}
.socials a{width:38px;height:38px;border:1px solid rgba(255,255,255,.2);border-radius:50%;display:grid;place-items:center;color:rgba(255,255,255,.75);transition:all .4s}
.socials a:hover{background:var(--gold-600);color:var(--emerald-900);border-color:var(--gold-600)}
.foot-bottom{display:flex;flex-direction:column;gap:.55rem;margin-top:3rem;padding-top:1.6rem;border-top:1px solid rgba(255,255,255,.1);font-size:.78rem;color:rgba(255,255,255,.5)}
.foot-bottom .foot-legal-text{margin:0;line-height:1.65;max-width:none}
.foot-bottom .foot-legal-links{margin:0;display:flex;gap:.7rem;align-items:center}
.foot-bottom .foot-legal-links a{color:var(--gold-400)}
.foot-bottom .foot-legal-links a:hover{color:var(--gold-300);text-decoration:underline}
.foot-bottom .foot-legal-links .sep{color:rgba(255,255,255,.3)}

/* ---------- Page hero (inner pages) ---------- */
.page-hero{background:var(--emerald-900);color:var(--ivory);padding:9.5rem var(--gutter) 4.5rem;position:relative;overflow:hidden}
.page-hero::before{content:"";position:absolute;top:-30%;right:-8%;width:520px;height:520px;background:radial-gradient(circle,rgba(196,162,60,.13),transparent 62%)}
.page-hero .wrap{position:relative;z-index:2}
.page-hero h1{color:#fff;max-width:20ch}
.page-hero p{color:rgba(255,255,255,.78);max-width:62ch;margin-top:1.1rem;font-size:1.1rem}
.crumb{font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-400);margin-bottom:1.4rem;display:flex;gap:.6rem;align-items:center}
.crumb a{color:rgba(255,255,255,.6)}.crumb a:hover{color:#fff}

/* ---------- Forms ---------- */
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem}
.field{display:flex;flex-direction:column;gap:.45rem}
.field.full{grid-column:1/-1}
.field label{font-size:.82rem;font-weight:600;color:var(--charcoal-soft);letter-spacing:.02em}
.field label .opt{font-weight:400;font-size:.92em;color:var(--charcoal-soft);opacity:.6}
.field input,.field select,.field textarea{
  font-family:var(--sans);font-size:.95rem;padding:.9rem 1rem;border:1px solid var(--grey-200);border-radius:3px;
  background:var(--paper);color:var(--ink);transition:border-color .3s,box-shadow .3s
}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold-500);box-shadow:0 0 0 3px rgba(216,181,82,.18)}
.field textarea{resize:vertical;min-height:130px}
.form-note{font-size:.8rem;color:var(--muted);margin-top:1rem}

/* ---------- Calculators ---------- */
.calc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1.6rem}
.calc-card{background:var(--paper);border:1px solid var(--grey-200);border-radius:6px;padding:2rem;box-shadow:var(--shadow-sm);transition:all .4s}
.calc-card:hover{box-shadow:var(--shadow-md)}
.calc-card h3{display:flex;align-items:center;gap:.7rem;margin-bottom:.4rem}
.calc-card h3 .ci{width:38px;height:38px;border-radius:4px;background:var(--emerald-800);color:var(--gold-400);display:grid;place-items:center;flex:0 0 auto}
.calc-card .desc{font-size:.88rem;color:var(--muted);margin-bottom:1.4rem}
.calc-row{display:flex;flex-direction:column;gap:.4rem;margin-bottom:1rem}
.calc-row label{font-size:.82rem;font-weight:600;color:var(--charcoal-soft);display:flex;justify-content:space-between}
.calc-row label .val{color:var(--gold-700);font-family:var(--serif)}
.calc-row input[type=range]{accent-color:var(--gold-600)}
.calc-row input[type=number],.calc-row select{padding:.7rem .8rem;border:1px solid var(--grey-200);border-radius:3px;font-family:var(--sans)}
.calc-out{background:var(--emerald-800);color:var(--ivory);border-radius:5px;padding:1.5rem;margin-top:1.4rem;text-align:center}
.calc-out .res{font-family:var(--serif);font-size:2.2rem;color:var(--gold-400);line-height:1}
.calc-out .reslbl{font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.7);margin-top:.5rem}
.calc-out .sub{font-size:.82rem;color:rgba(255,255,255,.7);margin-top:.6rem}

/* ---------- About values ---------- */
.values{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem;margin-top:1rem}
.value{padding:2rem;border-left:2px solid var(--gold-500);background:var(--paper);border-radius:0 4px 4px 0;box-shadow:var(--shadow-sm)}
.value .vn{font-family:var(--serif);color:var(--gold-700);font-size:1.4rem;margin-bottom:.4rem}
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem;margin-top:1rem}
.member{text-align:center}
.member img{aspect-ratio:1;object-fit:cover;border-radius:6px;margin-bottom:1rem}
.member h3{font-size:1.15rem}
.member .role{color:var(--gold-700);font-size:.84rem;letter-spacing:.06em;text-transform:uppercase;margin-top:.2rem}

/* ---------- Service detail list ---------- */
.svc-list{display:grid;grid-template-columns:repeat(2,1fr);gap:1.4rem}
.svc-item{display:flex;gap:1.2rem;background:var(--paper);border:1px solid var(--grey-200);border-radius:5px;padding:1.7rem;transition:all .4s}
.svc-item:hover{border-color:var(--gold-500);box-shadow:var(--shadow-md);transform:translateY(-3px)}
.svc-item .si{flex:0 0 50px;height:50px;border-radius:5px;background:var(--emerald-800);color:var(--gold-400);display:grid;place-items:center}
.svc-item h3{font-size:1.15rem;margin-bottom:.4rem}
.svc-item p{font-size:.9rem}

/* contact cards */
.contact-grid{display:grid;grid-template-columns:1.3fr 1fr;gap:3rem;align-items:start}
.info-card{background:var(--paper);border:1px solid var(--grey-200);border-radius:6px;padding:2rem;box-shadow:var(--shadow-sm)}
.info-row{display:flex;gap:1rem;padding:1rem 0;border-bottom:1px solid var(--grey-100)}
.info-row:last-child{border-bottom:0}
.info-row .ii{flex:0 0 42px;height:42px;border-radius:4px;background:var(--emerald-800);color:var(--gold-400);display:grid;place-items:center}
.info-row .lbl{font-size:.74rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.info-row .v{color:var(--ink);font-weight:500}

/* ---------- Responsive ---------- */
@media(max-width:1080px){
  .nav,.header-cta .btn{display:none}
  .burger{display:flex}
  .cards,.why-grid,.values,.team-grid,.svc-list{grid-template-columns:repeat(2,1fr)}
  .tiles{grid-template-columns:repeat(2,1fr)}
  .creds-grid{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr);gap:2rem}
  .steps::before{display:none}
  .partner-grid{grid-template-columns:repeat(2,1fr)}
  .foot-grid{grid-template-columns:1fr 1fr}
  .calc-grid,.contact-grid{grid-template-columns:1fr}
}
@media(max-width:720px){
  body{font-size:16px}
  .split,.split.rev,.director-grid{grid-template-columns:1fr}
  .split-media{order:-1}
  .split-media .badge{right:14px;bottom:-22px}
  .cards,.why-grid,.values,.team-grid,.svc-list,.tiles,.partner-grid,.form-grid{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .creds-grid{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .sec-head{flex-direction:column;align-items:flex-start}
  .hero-tags{display:none}
  .director-photo{max-width:360px}
}
@media(prefers-reduced-motion:reduce){
  *{animation-duration:.001ms!important;transition-duration:.001ms!important}
  .reveal{opacity:1;transform:none}
  .hero-slide{transition:opacity .4s}
}

/* ============================================================
   LEGAL PAGES (Privacy Policy / Terms & Conditions)
   ============================================================ */
.legal{background:var(--ivory)}
.legal-wrap{max-width:920px;margin:0 auto;padding-inline:var(--gutter)}
.legal-layout{display:grid;grid-template-columns:240px 1fr;gap:3rem;align-items:start}
.legal-toc{position:sticky;top:110px;background:var(--paper);border:1px solid var(--grey-200);border-radius:6px;padding:1.4rem 1.5rem;box-shadow:var(--shadow-sm)}
.legal-toc h4{font-family:var(--sans);font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-700);margin-bottom:1rem}
.legal-toc ol{list-style:none;counter-reset:toc;display:grid;gap:.5rem}
.legal-toc li{counter-increment:toc}
.legal-toc a{font-size:.82rem;color:var(--muted);display:flex;gap:.5rem;line-height:1.4;transition:color .25s}
.legal-toc a::before{content:counter(toc);color:var(--gold-600);font-family:var(--serif);font-size:.78rem;flex:0 0 auto}
.legal-toc a:hover{color:var(--emerald-700)}
.legal-body{min-width:0}
.legal-meta{background:var(--ivory-2);border-left:3px solid var(--gold-600);border-radius:0 4px 4px 0;padding:1.1rem 1.3rem;margin-bottom:2.4rem;font-size:.86rem;color:var(--charcoal-soft)}
.legal-meta strong{color:var(--emerald-800)}
.legal-section{margin-bottom:2.6rem;scroll-margin-top:110px}
.legal-section h2{font-size:clamp(1.3rem,2.2vw,1.7rem);margin-bottom:1rem;display:flex;gap:.7rem;align-items:baseline}
.legal-section h2 .sn{font-family:var(--serif);color:var(--gold-600);font-size:1.1rem;flex:0 0 auto}
.legal-section h3{font-size:1.08rem;margin:1.6rem 0 .6rem;color:var(--emerald-700)}
.legal-section p{margin-bottom:1rem;color:var(--charcoal-soft);font-size:.96rem}
.legal-section ul{margin:0 0 1rem 0;display:grid;gap:.55rem}
.legal-section ul li{position:relative;padding-left:1.4rem;color:var(--charcoal-soft);font-size:.95rem;line-height:1.55}
.legal-section ul li::before{content:"";position:absolute;left:2px;top:.6em;width:6px;height:6px;border-radius:50%;background:var(--gold-500)}
.legal-section table{width:100%;border-collapse:collapse;margin:1rem 0 1.4rem;font-size:.88rem}
.legal-section th{text-align:left;background:var(--emerald-800);color:var(--ivory);padding:.7rem .9rem;font-family:var(--sans);font-weight:600;font-size:.8rem;letter-spacing:.02em}
.legal-section td{padding:.7rem .9rem;border-bottom:1px solid var(--grey-200);color:var(--charcoal-soft);vertical-align:top}
.legal-section tr:nth-child(even) td{background:var(--ivory-2)}
.legal-ph{background:#fff7e0;border:1px dashed var(--gold-600);border-radius:4px;padding:.15rem .45rem;color:var(--gold-700);font-weight:600;font-size:.86em;font-family:var(--sans)}
.legal-note{background:var(--emerald-800);color:var(--ivory);border-radius:6px;padding:1.4rem 1.6rem;margin:2rem 0}
.legal-note strong{color:var(--gold-400)}
.legal-note p{color:rgba(255,255,255,.85);margin:0;font-size:.92rem}
@media(max-width:860px){
  .legal-layout{grid-template-columns:1fr}
  .legal-toc{position:static;margin-bottom:1.5rem}
}